Personal finances can drag you down or free you to reach your dreams. Gaining control of your money can change your life. Learning how to budget properly is a skill that will serve you your whole life. I know when my mother and grandmother showed me how to budget, it was on a sheet of paper and with basic questions like “What is your monthly income?” and “What are your standard monthly expenses?” It has gotten so much easier to budget! Tools such as You Need A Budget (YNAB) budgeting software/apps make creating and tracking a budget so much easier and more fun!
This post is sponsored by You Need A Budget but all opinions expressed are my own.
How do you create a budget and track it? YNAB
You Need A Budget helps break the paycheck to paycheck cycle by helping you pay off your debt and save more money. Their budgeting software/apps and free educational resources work hand in hand to help you have the knowledge and system to gain real control of your finances. It is great for budgeting at all stages- for me and for my 19 year old niece who is just learning about budgets. You can use the YNAB app to create a budget and track it.
Budgeting Software For Desktop Use & Budgeting Apps For Phones And Tablets
You Need A Budget,YNAB, knows budgeting and they make it easy for everyone. LifeHacker has named YNAB “Most popular personal finance software” and CNN Headline Radio raves, “YNAB is great stuff – it really is.” YNAB was also listed as one of 10 Personal Finance Tools You Should Use Now by U.S. News & World Report.
Cloud Sync -Budget At Home On Your Laptop And Record Transactions On Your Phone to Stay On Budget Everywhere!
You can install YNAB on as many computers as needed (work, laptop, or desktop on Windows or Mac). They all stay up to date, all the time with Cloud Sync. You can also check balances and record transactions on the go with your phone. Then curl up and check your progress on your ipad during commercials. Cloud Sync keeps the information coordinated and available to you right when you need it- like right before you buy that 100th bottle of nail polish that you don’t really need!
YNAB helps you break account balances into meaningful categories and save for longer-term goals. Work with a fresh new interface that is easy to read and works in an intuitive way.
A Proven Budget Method & Free Finance Classes
YNAB is no just about having the best budgeting software. They have a proven method that shows you how to manage your money with just four basic rules. Learn more about the method here. You can also sign up for free daily live classes that are designed to help budget better. The You Need To Budget Method has helped thousands of people gain control of their finances and that is powerful, life-changing stuff! Following YNAB Four Rules offers an average of a $200 net worth increase in one month! But it doesn’t stop there. After nine months, the median net worth increase is$3,300! Learn the Four Rules at youneedabudget.com
Budgeting In A Whole New Way
Yes, budgeting can be easy with YNAB and it is something that you do as you go with quick inputs on your phone as you buy so you don’t get overwhelmed at the end of the month. It is easy-to-use budget software / apps coupled with a powerful methodology. Whether you are drowning in credit card debt or you want to learn to save better so you can travel more budgeting with YNAB can give you control over your finances and over you freedom.
YNAB Free Trial
Why not take control of you finances today? You can download a free 34-day, full featured trial of YNAB at youneedabudget.com
I hope you find learning about YNAB budgeting software and budgeting apps useful. Do you need to budget better? Do you want to learn more about proven methods to overcoming debt and saving?