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You are here: Home / Family Lifestyle Tips / Awesome Money Saving Tips for Moms

Awesome Money Saving Tips for Moms

May 29, 2011 by Scarlet

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Raising children and managing a house is not an easy task. Moms at home should be commended for making sure the home is always organized and homey. But as times get dire, they also bear the burden of limited resources and scarcity of funds.  It might be time to start saving money by reducing household expenses. Here are some money-saving ideas and tips to reduce costs.

Best Money-Saving Tips Busy Moms

Have a budget
Identify all basic and necessary expenditures every month. You could look at historical data to determine how much you usually spend for each. This is important for budgeting. You may want to try envelope budgeting where you have envelopes and put every budget for basic household spending on each. On a monthly basis, set a budget to cover all household expenditures and try to stick to that.

Plan ahead
Have a list of things you should plan ahead like birthdays, holidays, special occasions, celebrations, and parties. As early as you could, plan those events well. Make a list of all foods, items, or gifts that you would need to buy. All throughout the year, look at catalouges and special markdown sale promos to buy items you could use for specific occasions. This way, you could find and get the best prices.

Have menu plans
Grocery shopping takes a bulk of household expenses. It is advisable to have menu plans and make shopping lists to prevent impulsive shopping and possible food wastage. For menu plans, find nutritious and economical recipes. On your regular grocery lists, include the ingredients you would need to make the meals. Stick to the list and do not buy other items not listed. This could be an effective way to avoid buying items that you would not need.

Buy in bulk
No one could disagree that buying on wholesale is more cost effective. You would need to spend on bulk spending, but you could buy each item at much lower price. How about the excess items? You could sell them to your neighbors, friends, or relatives, with or without profit.

Be conscious about utilities
Be on the guard on the usage of utilities in your home. You could lower your energy consumption by buying and using energy saving lamps. Do not use the heater or air conditioner when everyone is out of the house or during idle times of the day. Do not waste water.

Be practical
When buying household materials, find items or brands that exude good quality but do not come in high tag prices. Also try to spend only on necessary items. Avoid luxuries. Do not spend for unnecessary goods or events. You can always organize family occasions without spending too much. Above all, live within your means.

I hope these money saving tips for moms help you find ways to save more and reduce expenses further.  As you implement each money saving idea, it gets easier to add a new money saving habit each month. Share your own money-saving tips @familyfocusblog!

Related Posts:

10 Money Saving Ideas for New Parents

15 Easy Ways to Save Money on Back to School Shopping

5 Ways For Teens To Earn Money

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Filed Under: Family Lifestyle Tips Tagged With: save money

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Thanks for reading Family Focus Blog, which has been named a top family blog for parenting resources. It was created in 2010 by Nashville mom blogger, Scarlet Paolicchi. She shares tips for better family life, parenting, family fun activities, eco-friendly lifestyle, family food ideas, family travel, and home decor. Family Focus Blog has been named #3 in Cision PR’s 50 U.S. Top Mom Blog list. Scarlet Paolicchi is the author of four books.

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