My Uncle Dale always said that you have to start saving early. And I did. Like a good little kid, I opened a savings account. I saved all my money from odd jobs like crawfishing, candy selling, and babysitting. I saved up around $2000 by college and thought I was super responsible but that disappeared into college funds in a hot minute. Then saving was impossible for me for a … [Read more...] about How To Catch Up On Retirement Savings
finances
5 Things To Know Before Buying A House
So, you’re thinking about buying your first home? Well, we've compiled a few things we think are very important for you to know before jumping in! Here are five things to know before buying a house that I have learned from personal experience. Before you start the process of buying a house, there are several key factors that you may not have considered. In this article, we … [Read more...] about 5 Things To Know Before Buying A House
YNAB Budgeting Software and App Makes Creating And Tracking A Budget Easy
Personal finances can drag you down or free you to reach your dreams. Gaining control of your money can change your life. Learning how to budget properly is a skill that will serve you your whole life. I know when my mother and grandmother showed me how to budget, it was on a sheet of paper and with basic questions like "What is your monthly income?" and "What are your standard … [Read more...] about YNAB Budgeting Software and App Makes Creating And Tracking A Budget Easy
Dave Ramsey’s Financial Peace Junior Review: A Family Investment
I recently bought Dave Ramsey's Financial Peace Jr. for teaching kids how to win with money. Here is my review of Financial Peace Junior, why I bought it, and what I think of the product. Why I bought Financial Peace Jr. For My Child The hallowed toy isle. Whatever store I was in, if it had one, I would find it. And once my father would eventually catch up to me, I … [Read more...] about Dave Ramsey’s Financial Peace Junior Review: A Family Investment
Homeowners Insurance Claims Tips [With Personal Experience]
I have owned a home for about 9 years and I just had to make my first home insurance claim. I had heard things from some people about how if you make an insurance claim, your insurance premium goes up. Well, so much of that depends on the type of claim and on the type of insurance that I was a little reticent to make a claim. Here are some homeowners insurance claims … [Read more...] about Homeowners Insurance Claims Tips [With Personal Experience]
How To Teach Kids Financial Responsibility
Oddly there are very few financial classes offered in most high schools. Financial education for kids is often neglected in any formal setting. It is therefore imperative that we as parents are responsible for teaching children about finances. However, many parents are unsure of what they should be teaching their kids and how to go about doing so. Financial literacy … [Read more...] about How To Teach Kids Financial Responsibility