The other day I was talking with my mom and her friend about a paper shredder and my mom’s friend said, “Thieves don’t need my papers, they can get my information anyway!” She said she has been the victim of identity theft three times. I hear about identity theft on the news all the time but that really brought it home for me. Identity theft refers to all types of crime where a person wrongfully obtains and uses another person’s personal data in some way that involves fraud usually for monetary gain. As we are all using credit cards, account numbers and devices these days, identity theft is becoming more common, in fact, there is a new victim of identity theft every 2 seconds, and it affects every age group. That is huge! Here are 10 identity theft protection tips to help keep your personal information safe. This post is brought to you by IdentityForce, the Industry’s #1 Rated Identity Theft Protection.
10 Best Identity Theft Protection Tips
There are several kinds of identity theft to be aware of and just knowing about them can help you be aware that such information is important to keep private. Types of identity theft can include IRS tax fraud, medical identity theft, credit card fraud, and child identity theft. Yes, that means that even information like your medical insurance account numbers or your child’s social security numbers may be at risk. And the tricky part is that fraud can get perpetrated and go unnoticed for long periods of time, sometimes years before people notice. Use these identity theft protection tips to help keep your personal data private.
- Keep Your Social Security Number Private. This one is the most well known of identity theft protection tips and it is very important. Don’t carry your social security card on your person in order to minimize the chance of loosing it or allowing the wrong person to sneak a peek. Don’t give your SSN to anyone unless necessary. Store your social security card and other private information in a safe place.
- Don’t Give Any Private Personal Information Out Over The Phone Or Email. If you get an unsolicited email or phone call and they ask for your information, don’t give it to them. These are usually scams. If you think that it is legitimate, you can always call the company at the number you have for them (not the number the random person on the phone wants to give you to call back).
- Secure Your Internet Connections. Make sure you use secured internet connections and don’t input private data (such as passwords or other personal data) if you do use an unsecured internet connection. Of the identity theft protection tips I am sharing, this is not one to be overlooked. Thieves are more and more internet savvy and if you use an unsecured connection, you are practically inviting them in.
- It is OK to say “No, thank you”. Information such as your birthdate or account numbers shouldn’t be given to just anyone. If someone asks your data and you don’t see why they need it, you can just say, “No thank you. I’d rather not share that information.”
- Collect Your Mail. Collect your mail each day so that you will notice if it goes missing one day. Make sure to put a hold on mail deliveries while you are out of town. If you receive a bill for something you did not buy or about a loan you did not apply for, follow up and be aware that someone may be using your private information.
- Review Your Statements. There are many times when thieves will obtain credit card numbers and begin using them for small purchases with the hope that you will not notice as they add up. Review your statements for accuracy. This is one of the identity theft protection tips that really is a must because it is so easy for your information to get stolen and used in this way and if you don’t check monthly, you may never know.
- Be Careful With Your Old Papers. Use a paper shredder to dispose of receipts, credit offers, account statements, and other papers that have private personal information on them.
- Use Complex Passwords. Use complex passwords that are not easy for someone to guess or a computer to hack.
- Review Credit Reports. You can get a free annual credit report and it is a good idea to look them over for any information that is inaccurate.
- Use A Professional Identity Protection Service Provider. Ok, this last identity theft protection tip will cost you money to get but it is also the only one that assures you piece of mind in protecting your personal data, restoring your credit, and providing recovery services.
IdentityForce: The Industry’s #1 Rated Identity Theft Protection
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I signed up and input the information I wanted protected and IdentityForce goes from there. IdentityForce does all the work and can just sit back and relax because you know they will let you know if they detect the presence of your personal, financial, and/or credit information on the dark web.
I have already gotten a few alerts about things I wasn’t even expecting. I had no idea there sex offenders in my area and I was glad to be aware of where they are located so I could know to keep my kids away from those areas. I was also made aware of some accounts (Zomato, Houzz, WeHeartIt, and Tumblr) that had security breaches and may have exposed my private email and passwords.
I also like that IdentityForce has lots of resources for their clients like ebooks, infographics, quizzes, and cool calculators to help your with your finances and credit.
Recognized with multiple accolades from the American Business Awards including two-time repeat winner of the People’s Choice Stevie Award for favorite product and A+ rating from the BBB, you can rest easy knowing that IdentityForce is top-rated with proven identity, privacy, and credit security solutions. Learn more or start your identity theft protection today at identityforce.com
I hope you found these identity theft protection tips useful. Have you ever had your identity stolen or been the victim of credit card fraud?